The cheapest way to send money from USA to India is typically through an online money transfer provider. Among the 3 available options, USForex was most frequently the cheapest choice, offering the best rate in the majority of recent comparisons over the past 30 days.

Cost of sending money from USA to India:
Cheapest option: 0.7%
Most expensive option: 1.2%
(All fees and exchange rate margins included, past 30 days)

Banks are typically one of the most expensive ways to send money from USA to India. Recent comparisons show that banks charge an average of 2.5% for a USD–INR transfer, including hidden exchange rate markups. That's about 4× the cost of the cheapest online providers — a difference that can add up quickly. On a 20,000 USD transfer, this represents a potential saving of around 360 USD.

Based on recent comparisons, USForex was most frequently the fastest option, with an average transfer time of 1-2 days over the past 30 days.

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