Transfer Money to USA

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GBP

Comparing 5 providers

Sorted by highest amount received

Real exchange rate 1 GBP = 1.3486 USD 30-day trend · Data from Xignite.com
Live
Best options for your transfer
Excellent Best Deal
Delivery time 1 day Pay by Bank transfer
Total cost Fee FREE Exchange rate 1.3391
Recipient gets
$ 26,782 USD
+$350 more vs the typical bank
Go to Moneycorp ›
Very Good
Delivery time 1 day Pay by Bank transfer
Total cost Fee FREE Exchange rate 1.3381
Recipient gets
$ 26,762 USD
Go to Western Union Business Solutions ›
Good
Delivery time 1 day Pay by Bank transfer
Total cost Fee FREE Exchange rate 1.3371
Recipient gets
$ 26,742 USD
Go to World First ›
OK
Delivery time 1 day Pay by Bank transfer
Total cost Fee FREE Exchange rate 1.3361
Recipient gets
$ 26,722 USD
Go to Smart Currency Exchange ›
OK
Delivery time 1 day Pay by Bank transfer
Total cost Fee FREE Exchange rate 1.3351
Recipient gets
$ 26,702 USD
Go to UKForex ›
We get fees, exchange rates, and other details from money transfer providers, usually in real time. We try to keep this information accurate, but we can't guarantee it's always correct.

Questions you may have

Do I pay anything extra?
No. We may earn a commission, but you never pay more.
Is my money safe?
We only list regulated, licensed providers.
Why do rates change?
Exchange rates move constantly. We update results in real time.
What happens after I click?
You'll be redirected to the provider to complete your transfer securely.

Why Millions Use Us Before Sending Money

Regulated partners only

Real-time exchange data

Independent comparison

Best provider Moneycorp
Recipient gets $ 26,782 USD
Go to Moneycorp
Secure · No hidden fees

About Money Transfers to USA

Search & compare the best us dollar exchange rates when sending money to the USA. Our dynamic currency comparison platform will ensure that you have access to multiple quotes on your USD money transfers. Our recommendation would be to ditch the bank exchange rates and get a better deal with an FCA regulated currency broker who specialise in helping you get the best deal when making a money transfer to America. Our message is clear: don't settle for the first deal you stumble across.

Whether you are a studying in Stamford, importing goods from California or buying a dream second home in America, our comparison table will find you the best USD exchange rates and products to suit your needs, whatever the amount and whatever the occasion. Our comparison service will aim to guide you on the options available to you when sending money to USA, saving you a considerable amount of money in the long run. Our research shows that reputable currency brokers provide up to 85% cheaper currency transfer quotes compared to your average high street bank. It's time to save!

Last updated: May 08, 2014 Our methodology

Quick Facts: USA

Key information for sending money to USA

Transfer Speed
1 working day
Local Currency
USD
Income Tax Rate
0-55.9%
Avg. Property Price/m²
1,904.89 USD
Avg. Monthly Rent (3 bed)
1,705.18 USD
IBAN Required
No

Money Saving Tips for USA

Expert advice for your international transfer

You still get your UK state pension if you retire in the US, and more importantly, it will increase in value each year in line with the UK consumer prices index.

If you are buying property in USA, it is essential to seek out the services of a professional lawyer in the state you are looking to understand local procedure.

As a general rule of thumb, if you are buying property in USA, you should allow 3-6% of the cost of property for all fees applicable including searches and admin.

You have to be sure you have cleared up all of your financial affairs in the UK before you moved abroad including clearing loans, sorting out bank accounts and telling HMRC you are leaving the UK.

What You Need to Send Money to USA

Checklist of recipient bank details required

Routing Number e.g. XXXXYYYYC
Bank routing number
SWIFT/BIC Code e.g. BANKUSXX
Bank identifier for international transfers
Account Number
Recipient's bank account number
Account Holder's Name
Full name as it appears on the bank account

Popular Banks in USA

JPMorgan Chase Bank of America Citigroup Wells Fargo U.S. Bancorp PNC Financial Services

"When sending money to USA, always compare multiple providers. The exchange rate is important, but don't forget to factor in transfer fees and delivery times. For larger amounts, even small rate differences can translate to significant savings."

— MyCurrencyTransfer Editorial Team

Frequently Asked Questions

Common questions about sending money to USA

What is the cheapest way to send money to USA?

The cheapest way to send money to USA depends on your transfer amount. For larger transfers (over £1,000), specialist providers like Wise or OFX typically offer better rates than banks. Compare providers above to see which offers the best deal for your specific amount.

How long does it take to transfer money to USA?

Most transfers to USA are completed within 1-3 working days. Some providers offer same-day or next-day delivery for an additional fee. The exact time depends on the provider, payment method, and whether the recipient's bank processes weekend transfers.

What information do I need to send money to USA?

You'll typically need: the recipient's full name (as it appears on their bank account), their bank account number, the bank's SWIFT/BIC code, and for some countries an IBAN. You may also need the recipient's address and the bank's name and address.

Are money transfer services safe to use?

Yes, the providers we compare are regulated by the Financial Conduct Authority (FCA) or equivalent regulators. They must keep your money in segregated accounts and follow strict anti-money laundering procedures. Always check a provider's regulatory status before sending money.

Should I use my bank to send money to USA?

Banks are generally more expensive for international transfers due to higher exchange rate margins and fees. Specialist money transfer providers typically offer rates 2-4% better than banks. Use our comparison to see how much you could save.

How to Transfer Money to USA

  1. Compare providers

    Use the comparison table above to find the best exchange rate and lowest fees for your transfer amount.

  2. Create an account

    Click through to your chosen provider and register for a free account. You'll need your email address and basic personal details.

  3. Verify your identity

    Upload ID documents as required (passport, driving licence, or national ID). Most providers verify within 1-2 business days.

  4. Enter recipient details

    Add your recipient's bank account details including their name, account number, and SWIFT/BIC code.

  5. Fund and track your transfer

    Pay by bank transfer or debit card, then track your money until it arrives. Most transfers complete within 1-3 working days.