Convert ZMW to GHS — live rate

Convert Zambian Kwachas to Ghanaian Cedis and compare the real cost of sending money.

ZMW
GHS
1 ZMW = 0.5121 GHS Mid-market rate
Updated just now
Compare transfers for ZMW → GHS
No signup required FCA-regulated providers only

Historical ZMW/GHS exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: ZMW to GHS

1 ZMW 0.51 GHS
5 ZMW 2.56 GHS
10 ZMW 5.12 GHS
50 ZMW 25.60 GHS
100 ZMW 51.21 GHS
500 ZMW 256.03 GHS
1,000 ZMW 512.07 GHS
5,000 ZMW 2,560.35 GHS

Real cost of ZMW → GHS

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 ZMW
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

ZMW — Zambian Kwacha
ISO Code ZMW
Central Bank Bank of Zambia
Common Notes 2, 5, 10, 20, 50, 100 kwacha
Learn more about ZMW
GHS — Ghanaian Cedi
ISO Code GHS
Symbol ¢
Central Bank Bank of Ghana
Common Notes GH¢5, GH¢10, GH¢20, GH¢50
Learn more about GHS

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.