Convert GHS to NGN — live rate

Convert Ghanaian Cedis to Nigerian Nairas and compare the real cost of sending money.

GHS
NGN
1 GHS = 120.9510 NGN • Mid-market rate
Updated just now
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Historical GHS/NGN exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: GHS to NGN

1 GHS → 120.95 NGN
5 GHS → 604.76 NGN
10 GHS → 1,209.51 NGN
50 GHS → 6,047.55 NGN
100 GHS → 12,095.10 NGN
500 GHS → 60,475.50 NGN
1,000 GHS → 120,951.00 NGN
5,000 GHS → 604,755.00 NGN

Real cost of GHS → NGN

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 GHS
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

GHS — Ghanaian Cedi
ISO Code GHS
Symbol ¢
Central Bank Bank of Ghana
Common Notes GH¢5, GH¢10, GH¢20, GH¢50
Learn more about GHS
NGN — Nigerian Naira
ISO Code NGN
Symbol ₦
Central Bank Central Bank of Nigeria
Common Notes ₦5, ₦10, ₦20, ₦50, ₦100, ₦200, ₦500, ₦1000
Learn more about NGN

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.