Transfer Money to Poland

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We don't have currency specialists for this currency pairing at the moment.

About Money Transfers to Poland

Since 2010, we have helped thousands of individuals and businesses save up to 85% when sending money to Poland and we don't intend on stopping. In contrast to high street banks, our panel of foreign exchange specialists focus exclusively on currency exchange, offering market exchange rates when making Polish Zloty (PLN) money transfers. We offer a range of options, including: non-bank foreign exchange specialists, online money transfer specialists & the innovative peer to peer currency solutions. Compare & save today!

Whether you are looking for a cheap way to transfer money to relatives in Warsaw or buying property in Krakow, we aim to save you a large percentage of money comparing only companies regulated by the FCA (Financial Conduct Authority). Rest assured, you are in the safest of hands when transferring money to Poland.

Last updated: May 08, 2014 Our methodology

Quick Facts: Poland

Key information for sending money to Poland

Transfer Speed
1 working day
Local Currency
PLN
Income Tax Rate
0-32%
Avg. Property Price/m²
7,326.43 PLN
Avg. Monthly Rent (3 bed)
2,700.72 PLN
IBAN Required
Yes

Money Saving Tips for Poland

Expert advice for your international transfer

Apartments in the charming historic and student city of Krakow are generally more expensive than in Warsaw.

Non-resident mortgages are difficult to come by. Instead, raise equity in the UK and buy with effective cash.

You are advised to engage in the services of a solicitor in the UK to look after your interests and assets in Poland.

Foreigners, both legal entities and individuals, can freely lease land or real estate, without restrictions. Any lease for a period of more than a year should be executed in writing.

What You Need to Send Money to Poland

Checklist of recipient bank details required

IBAN e.g. PL27114020040000300201355387
International Bank Account Number
SWIFT/BIC Code e.g. BANKPLXX
Bank identifier for international transfers
Account Number
Recipient's bank account number
Account Holder's Name
Full name as it appears on the bank account

Popular Banks in Poland

PKO BP Bank Pekao BZ WBK BRE Bank ING Bank Slaski Alior Bank

"When sending money to Poland, always compare multiple providers. The exchange rate is important, but don't forget to factor in transfer fees and delivery times. For larger amounts, even small rate differences can translate to significant savings."

— MyCurrencyTransfer Editorial Team

Frequently Asked Questions

Common questions about sending money to Poland

What is the cheapest way to send money to Poland?

The cheapest way to send money to Poland depends on your transfer amount. For larger transfers (over £1,000), specialist providers like Wise or OFX typically offer better rates than banks. Compare providers above to see which offers the best deal for your specific amount.

How long does it take to transfer money to Poland?

Most transfers to Poland are completed within 1-3 working days. Some providers offer same-day or next-day delivery for an additional fee. The exact time depends on the provider, payment method, and whether the recipient's bank processes weekend transfers.

What information do I need to send money to Poland?

You'll typically need: the recipient's full name (as it appears on their bank account), their bank account number, the bank's SWIFT/BIC code, and for some countries an IBAN. You may also need the recipient's address and the bank's name and address.

Are money transfer services safe to use?

Yes, the providers we compare are regulated by the Financial Conduct Authority (FCA) or equivalent regulators. They must keep your money in segregated accounts and follow strict anti-money laundering procedures. Always check a provider's regulatory status before sending money.

Should I use my bank to send money to Poland?

Banks are generally more expensive for international transfers due to higher exchange rate margins and fees. Specialist money transfer providers typically offer rates 2-4% better than banks. Use our comparison to see how much you could save.

How to Transfer Money to Poland

  1. Compare providers

    Use the comparison table above to find the best exchange rate and lowest fees for your transfer amount.

  2. Create an account

    Click through to your chosen provider and register for a free account. You'll need your email address and basic personal details.

  3. Verify your identity

    Upload ID documents as required (passport, driving licence, or national ID). Most providers verify within 1-2 business days.

  4. Enter recipient details

    Add your recipient's bank account details including their name, account number, and SWIFT/BIC code.

  5. Fund and track your transfer

    Pay by bank transfer or debit card, then track your money until it arrives. Most transfers complete within 1-3 working days.