Convert NZD to PHP — live rate

Convert New Zealand Dollars to Philippine Pesos and compare the real cost of sending money.

NZD
PHP
1 NZD = 34.6432 PHP • Mid-market rate
Updated just now
Compare transfers for NZD → PHP
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Historical NZD/PHP exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: NZD to PHP

1 NZD → 34.64 PHP
5 NZD → 173.22 PHP
10 NZD → 346.43 PHP
50 NZD → 1,732.16 PHP
100 NZD → 3,464.32 PHP
500 NZD → 17,321.60 PHP
1,000 NZD → 34,643.20 PHP
5,000 NZD → 173,216.00 PHP

Real cost of NZD → PHP

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 NZD
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

NZD — New Zealand Dollar
ISO Code NZD
Symbol $
Central Bank Reserve Bank of New Zealand
Common Notes $5, $10, $20, $50, $100
Learn more about NZD
PHP — Philippine Peso
ISO Code PHP
Symbol ₱
Central Bank Central Bank of the Philippines
Common Notes ₱20, ₱50, ₱100, ₱200, ₱500, ₱1000
Learn more about PHP

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.