Convert PAB to ZMW — live rate

Convert Panamanian Balboas to Zambian Kwachas and compare the real cost of sending money.

PAB
ZMW
1 PAB = 19.9960 ZMW Mid-market rate
Updated just now
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No signup required FCA-regulated providers only

Historical PAB/ZMW exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: PAB to ZMW

1 PAB 20.00 ZMW
5 PAB 99.98 ZMW
10 PAB 199.96 ZMW
50 PAB 999.80 ZMW
100 PAB 1,999.60 ZMW
500 PAB 9,998.00 ZMW
1,000 PAB 19,996.00 ZMW
5,000 PAB 99,980.00 ZMW

Real cost of PAB → ZMW

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 PAB
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

PAB — Panamanian Balboa
ISO Code PAB
Symbol B/.
Central Bank National Bank of Panama
Learn more about PAB
ZMW — Zambian Kwacha
ISO Code ZMW
Central Bank Bank of Zambia
Common Notes 2, 5, 10, 20, 50, 100 kwacha
Learn more about ZMW

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.