Our Verdict: Wise, with its innovative peer to peer approach to money transfer, provides customers with mid-market (interbank) exchange rates and an exceptionally low fee structure. Wise charges a 1 GBP fee for transfers below 200 GBP. Above 200 GBP, Wise charges a variable, clearly stated service cost - always less than 0.5% of the total amount being transferred.
NOTE: The prices displayed above are an 'exchange rate guide' and for indicative purposes only. It may not be the exact final dealing rate that you receive when making an international payment. Exchange rates constantly change throughout the day and can change at the time of booking a trade. They are based on an average margin currency specialists generally will take - added to a near live interbank rate for your specified trade size. Rates can only be guaranteed at the point where a purchase of foreign currency is conducted either online or by telephone. To access a final dealing rate (otherwise you will only be quoted an 'indicative rate') you will need to open a free account with a foreign currency specialist above.
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