Convert TOP to NZD — live rate

Convert Tongan Paʻangas to New Zealand Dollars and compare the real cost of sending money.

TOP
NZD
1 TOP = 0.7221 NZD Mid-market rate
Updated just now
Compare transfers for TOP → NZD
No signup required FCA-regulated providers only

Historical TOP/NZD exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: TOP to NZD

1 TOP 0.72 NZD
5 TOP 3.61 NZD
10 TOP 7.22 NZD
50 TOP 36.10 NZD
100 TOP 72.21 NZD
500 TOP 361.03 NZD
1,000 TOP 722.07 NZD
5,000 TOP 3,610.34 NZD

Real cost of TOP → NZD

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 TOP
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Compare TOP → NZD providers

See today's best rates from FCA-regulated specialists for your transfer.

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Currency snapshots

TOP — Tongan Paʻanga
ISO Code TOP
Central Bank National Reserve Bank of Tonga
Common Notes T$1, T$2, T$5, T$10, T$20, T$50, T$100
Learn more about TOP
NZD — New Zealand Dollar
ISO Code NZD
Symbol $
Central Bank Reserve Bank of New Zealand
Common Notes $5, $10, $20, $50, $100
Learn more about NZD

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.